Today's Best High-Yield Savings Accounts, Jan. 17, 2026 -- Up to 5.00% APY While It Lasts

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into ...

Best High-Yield Savings Rates Today, Jan. 16, 2026 -- Still Paying up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
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What Is APY and How Does It Work?

Ever wonder how much your money really earns just by sitting in the bank? That’s where annual percentage yield (APY) comes in. APY shows how much interest your money can earn in a year — and the ...
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With rate cuts possibly looming, should you lock in a 2-year CD? This one promises 4.5% APY — plus 9 more of the best 24-month APYs of August 2025

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more Locking in a 24-month ...