High-Yield Savings Account Rates Today, Jan. 20, 2026 -- Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

Best High-Yield Savings Rates Today, Jan. 19, 2026 -- Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your ...
Hosted on MSN

What Is APY and How Does It Work?

Ever wonder how much your money really earns just by sitting in the bank? That’s where annual percentage yield (APY) comes in. APY shows how much interest your money can earn in a year — and the ...
Hosted on MSN

With rate cuts possibly looming, should you lock in a 2-year CD? This one promises 4.5% APY — plus 9 more of the best 24-month APYs of August 2025

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more Locking in a 24-month ...