Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

Credit monitoring isn’t just about watching your credit score — it’s about protecting your financial identity in a world ...

About 3 in 5 cardholders (61%) with credit card balances have been in debt for at least a year — that’s up from 53% in late ...

Your bank account information doesn't show up on your credit report, nor does it impact your credit score. Yet lenders use information about your checking, savings and assets to determine whether you ...

A great time to request a credit limit increase is when your credit score moves FICO score ranges. For example, if you go ...

Two years ago when Emma Alda was offered a new job in accounting, contingent on passing her background and credit check, she was so excited and confident that she didn’t think twice about giving two ...

Update, Sept. 23, 2022: The thee major credit bureaus have now extended free weekly credit reports through 2023. Original article: The three major credit bureaus, Equifax, Experian, and TransUnion ...