Consumers looking to improve their credit are being cautioned that illegal credit repair schemes are not the solution.

Credit repair usually gets framed around results. Scores go up. Errors come off. Reports look cleaner. That focus makes sense when your credit is blocking real opportunities. But long before any ...

April 30, 2024 Add as a preferred source on Google Add as a preferred source on Google We may earn a commission from links on this page. If your credit reports contain inaccurate or unverifiable ...

Having bad credit sucks. It makes it harder -- and more expensive -- to borrow money. It can also stop you from qualifying for the best cash back credit cards. More than that, it can impact your ...

When you get help from a credit repair company, they do things you could do independently. They talk to credit bureaus and companies to change or remove stuff from your credit report to make it more ...

When repairing credit, you’ll work to fix your credit history by removing negative marks or incorrect information. Repairing credit can open opportunities to get a mortgage or secure a business loan.

Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal protections by requiring credit repair companies to be licensed and ...

Recently, PGX Holdings, Inc. (PGX), one of the nation’s largest consumer credit repair companies, and twelve affiliates have entered into Chapter 11 bankruptcy under pressure from a potential $3 ...

The settlement found that the companies charged customers illegal "advance" fees, violating federal laws related to telemarketing. If the settlement is approved, the companies face a $2.7 billion ...

The truth is, credit repair companies can’t legally remove information from your credit report if it’s accurate and current,’ ...