Learn how the Credit Repair Organizations Act (CROA) protects consumers by regulating credit repair companies and ensuring transparent service advertising.

Consumers have a right to dispute mistakes on their credit reports. But if they’ve made late payments, that can’t be erased, consumer experts say. By Ann Carrns Anyone whose credit score has been ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Having excellent credit unlocks many advantages. Strong credit scores not only increase your approval odds for loans and credit ...

Credit repair is the process of correcting errors on your credit report to improve your credit score. You can do it yourself ...

The information found in a consumer’s credit report can have a considerable impact on their housing security, professional prospects and financial trajectory. This makes accurate credit reporting ...

Lisa Bernardi is a freelance writer with a background in personal finance, insurance, and international business. Lisa's work has been published by NextAdvisor, Bankrate, Reviews.com and The Simple ...

Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement. Approach credit repair with realistic expectations, as there’s no guarantee of specific ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

When repairing credit, you’ll work to fix your credit history by removing negative marks or incorrect information. Repairing credit can open opportunities to get a mortgage or secure a business loan.

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. J. David Ake/Getty Images The CFPB ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...