Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't ...

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three little-known ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Credit scores and reports haven’t been around that long, in the grand scheme of things, anyway. The first standardized credit scoring model was FICO’s in the ’80s, and there wasn’t a ton of ...

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.