The Department of Labor’s proposed regulation defining fiduciary investment and insurance advice to private sector retirement plans, participants in those plans, and IRA owners (collectively, ...

Consumer discretionary is a term for goods and services that are non-essential products. For example, rice and wheat would be considered essential items. Meanwhile, cars and streaming services are non ...

The difference between discretionary and non-discretionary accounts is critical, but very few individual investors even know this difference exists. The biggest difference is that with a discretionary ...

Discretionary income is the money left over after necessary expenses. It can determine your student loan payments. Many, or all, of the products featured on this page are from our advertising partners ...

Consumer Discretionary names have struggled in 2025, with the sector as a whole emerging as the worst-performing one in the year so far. Investors have shunned the growth name for more defensive ...

The U.S. Department of Labor has released its package of proposed changes to the regulation defining fiduciary advice and to the exemptions for conflicts and compensation for investment advice to ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 ...

Discretionary spending is budgeted on a yearly basis, and any projected discretionary spending numbers after 2007 hold no statutory weight, but serve only as temporary placeholders to make future ...

Associate Professor of Taxation Law, Australian School of Business, UNSW Sydney The essence of the legal relationship known as a trust is the separation of legal ownership of assets from beneficial ...

Business owners must create compensation plans that foster highly motivated employees who are deeply invested in the company’s goals and success. There are numerous ways to boost employee happiness ...