When you go to the bank to take a loan, the bank tells you about both fixed rate home loan and floating rate home loan. In fixed rate home loan, the interest rate is fixed at the time of taking the ...

One of the great dividing lines in the bond market is between fixed-rate and floating-rate debt. This difference has become especially stark since 2022, as the rise in short-term interest rates ...

With the Reserve Bank of India slashing the key short-term lending rate (repo) by 100 basis points from 6.25 per cent to 5.25 per cent in the financial year 2025-26, one of the most important choices ...

Cutting to the chase, we find that 17.5% floating exposure acts to minimise interest rate volatility when compared with a reference of 10yr Fixed. Interest rate costs are also reduced, from 4.5% to ...