When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

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Across the United States, billions of dollars in life insurance benefits are sitting in limbo because families never realize ...

Long-term care (LTC) is an insurance policy add-on that can help pay for certain long-term care costs that health insurance, Medicare and Medicaid don't cover. That could include anything from ...

Buying life insurance can also an important strategy for seniors. A policy can help you replace a plan that ended when you left your job, cover funeral expenses or leave a financial legacy for your ...

Purchasing life insurance for a child can provide a safety net if the worst should happen, but it can also protect them well into adulthood. There are different plans that parents, grandparents or ...