Learn about teaser rates on credit cards and loans, how they work, and why lenders use them to attract new customers with introductory financial offers.

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

Mortgage rates have already edged down some to around 6.35% as of Sept. 11 from around 7% in January. Many consumers have been on the sidelines lately waiting for interest rates to drop before buying ...

The last time the Federal Reserve cut the federal funds rate was on Sept. 17 when the benchmark rate was reduced by a quarter point. The Fed cut rates three times in 2024. The average 30-year fixed ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...

Choosing the right credit card can make a big difference in your daily finances; For this reason, we share the credit cards with low interest rates from Bank of America. This US bank offers credit ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

Credit card debt may not seem like a big deal at first. A few hundred dollars here and there can feel manageable, especially ...