The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, ...

The average mortgage interest rate on a 30-year fixed mortgage is 5.99% as of December 23, 2025, according to Zillow. For ...

Explore current mortgage rates and what they mean for homebuyers.

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.29%, and for 20-year mortgages, the ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...

Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target interest rate. Lenders also consider your ...

The average interest rate on a 30-year, fixed-rate mortgage dropped to 6% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday and 17 basis points ...

Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...