Sometimes Scrooge arrives before Santa. In December, the Federal Reserve played miser when it bumped the cost of short-term debt by a quarter point. Consumers may not want to wait for the agency to ...

The rate on a 30-year fixed refinance is 6.34% today, according to the Mortgage Research Center. The 15-year, fixed-rate ...

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...

Are you ready to refinance your home, but want to make sure you do it in a way that's most beneficial to you - and your wallet? You're in luck. To help you get started, we spoke to mortgage experts ...

Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

Are you interested in refinancing your home loan or tapping into your home’s equity? Vice President of Member Services at Austin Telco Federal Credit Union, Pamela Cotton, spoke with Studio 512 about ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Interest rates on adjustable-rate mortgages can go up over time. Fixed-rate loans stay the same. Refinancing to a fixed-rate loan provides financial stability. Tips to remember when refinancing your ...

Swapping your private student loan for a new, cheaper model can make it easier to pay off your debt. Interest rates on student loan refinance offers have ticked down over the past year, with fixed ...

Do you want to refinance your car loan? With rising interest rates, it’s important to follow the tips here to get the best possible rate. Why Should You Refinance Your Auto Loan? Many auto loan ...