An IRA CD can help you earn a fixed annual percentage yield (APY) on retirement money. An IRA CD isn't susceptible to market fluctuations. In addition to an early withdrawal penalty, there might be an ...

When comparing options like individual retirement accounts (IRAs), certificates of deposit (CDs) and money market accounts, it's important to understand how each can fit into your financial strategy.

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

As interest rates begin to shift, December presents a key opportunity for savers looking to protect and grow their retirement ...

An IRA CD is an individual retirement account that’s invested in certificates of deposit (CDs). Regular CDs and IRA CDs differ in contribution limits, tax treatment and early withdrawal penalties. IRA ...

CD yields are the highest they've been in years and are far more appealing to savers than they were just a couple years ago. Taxes are a major pain point of earning lots of interest in a CD or other ...

There has been a lot of talk lately about the mega backdoor Roth IRA. For a long time, it was an unspoken secret used by ...

The end of the year is an ideal time to reflect on your savings progress for retirement. At any point in your retirement-planning journey, adding an IRA Certificate of Deposit (CD) can be an excellent ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Picking between an IRA CD and a money market account depends on your financial goals, your need for liquidity and risk tolerance. Both options can provide market interest earnings and offer advantages ...