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What Is a Certificate of Deposit (CD)? A Certificate of Deposit, commonly referred to as a CD, represents a financial product offered by banks and credit unions where an individual agrees to deposit a ...

The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their ...

While inflation and interest rates have caused many Americans to stretch their budgets, the flip side is that savers and investors have been able to enjoy higher yields on financial instruments like ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Contrary to popular ...

A certificate of deposit (CD) account is a popular savings tool offered by banks and credit unions that require you to lock your money away for a set period of time in exchange for a fixed interest ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But, while opening a CD may be a good decision in today's economic ...

CDs and bonds are low-risk options to grow your money, but you’ll need to evaluate your investing goals to determine which one is better for your portfolio. David McMillin writes about credit cards, ...