What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Americans continue to fall behind on auto loan payments in the face of record-high car prices and high interest rates. A recent study by VantageScore found that auto loan delinquency rates have ...

Along with slowing originations, the latest edition of CreditGauge by VantageScore showed delinquencies throughout the credit market are on the rise. Analysts reported on Tuesday that overall credit ...

Company marks record credit scoring usage spike, with 55% overall increase in 2024 More lenders are checking borrowers’ credit with credit scoring company VantageScore, which was developed by Experian ...

Use of VantageScore credit scores grew roughly 28 percent at captive finance companies in 2023 amid higher delinquencies and volatility in the auto finance market. Auto lenders' use of VantageScore ...

Federal Reserve chair Jerome Powell has acknowledged multiple times that, “My colleagues and I are acutely aware that high inflation imposes significant hardship as it erodes purchasing power, ...

VantageScore 4.0 is approved for conforming mortgages sold to Fannie Mae and Freddie Mac. The credit-scoring model uses alternative data, including trending credit card usage and payments for rent and ...

Since he joined the FHFA, Pulte has pursued changes to the current credit score requirements by the government-sponsored enterprises. His comments were directed to Fair Isaac Corp. (FICO), which ...