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Homeonwners insurance costs have been on the rise in the last several years. The average annual premium jumped 24% between ...

State Farm, Erie and USAA have the best combination of cheap home insurance rates, useful coverage and reliable customer service. Erie offers the cheapest home insurance quotes overall. But it's only ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.