Credit-building apps have become popular over the last few years. The steps required to build credit and achieve a good score are relatively easy to follow. Essentially, you need a product (a credit ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Credit can be confusing, and sometimes overwhelming. But you don't have to struggle with debt, credit report issues or other financial problems alone. There are reputable sources that can help you get ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Hardship programs may lower your APR or payments for a limited time, usually with an account freeze or lower credit limit. You may have to prove the hardship and share a simple budget to work out ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

An emergency credit card can help with unexpected expenses, but make a plan to pay it off quickly to avoid interest charges. Evan Zimmer has been writing about finance for years. After graduating with ...

Self-Help Credit Union offers an interest checking account and decent rates on savings, money market and certificate accounts. Most notably, it’s a socially responsible banking option. Many or all of ...

A debt management plan groups several credit card debts into one payment, cuts your interest rate and creates a three- to five-year repayment plan. This page includes information about these cards, ...

Parents with less-than-perfect credit: You can still help your teenager or young adult child get a credit card and start building a strong credit history. You might not be able to co-sign on a credit ...

The Saver’s Credit has been around since 2001 and is designed to help encourage lower-income workers to save for retirement. In short, the Saver’s Credit incentivizes workers to invest in retirement ...