Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and ...
This explainer is part of a series Full Fact is publishing exploring a range of topics. We’ll be updating these articles on a regular basis—this article was last updated on 13 November 2025 and the ...
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