Best CD Rates for January 2026: Up to 4.27% - NerdWallet
2 days ago · Check out the best CD rates across term lengths below. Scroll down to explore the best banks for multiple CDs and to learn more about certificates. APYs shown are current as of January …
13 Best 1-Year CD Rates for January 2026 (Up to 4.10%)
2 days ago · Our list features banks and credit unions that NerdWallet has reviewed with nationally available one-year CD rates. Regular CD rates were considered, not promotional or relationship …
High-Yield CD: How It Works - NerdWallet
Want to see best CDs by term? View a curated list of our picks based on competitive rates and terms.
12 Best 5-Year CD Rates for January 2026 - NerdWallet
Dec 23, 2025 · The current CD rates tend to be higher than the best savings account rates, but you sacrifice access to money in CDs. If that doesn't work for you, check out our list of best online …
5 Best Jumbo CD Rates - NerdWallet
Jumbo CDs require a big sum upfront, such as $100,000, for rates that may be slightly better than regular CD rates. Check our list of the best.
Best High-Interest Accounts for January 2026 (up to 5.12%)
Dec 23, 2025 · The best high-interest deposit accounts offer some of the highest interest rates you can find. See our picks for high-yield checking accounts, savings accounts and CDs.
Synchrony Bank CD Rates: Competitive Plus Specialty CDs
NerdWallet's take: Synchrony has one of the widest ranges of high-yield CDs, particularly between one- and two-year terms, two uncommon specialty CDs and mostly competitive rates among online banks.
9 Best Credit Union CD Rates - NerdWallet
Credit unions tend to have better rates than banks, on average. Check out some of the best credit union CD rates.
Marcus CD Rates: Solid APYs Plus Specialty CDs - NerdWallet
Marcus by Goldman Sachs offers high-yield CDs that have low minimums. And Marcus CD rates tend to be competitive. See more details.
Historical CD Rates 1980-2025: Highs, Lows and the Stories Behind Them
Rates on certificates of deposit are starting to rise. See historical rates from 2010 through 2025 and learn how the past has affected CD rates today.