Debt collection - Consumer Financial Protection Bureau
Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.
What should I do when a debt collector contacts me?
Aug 2, 2023 · When a debt collector first contacts you about a debt, they are, in general, legally required to provide you with certain information about the debt during that initial …
What laws limit what debt collectors can say or do?
Dec 9, 2024 · The Fair Debt Collection Practices Act (FDCPA) is a federal law that limits what debt collectors can do when attempting to collect certain types of debt. The federal Fair Credit …
What is a debt collector and why are they contacting me?
Aug 2, 2023 · A debt buyer has bought the debt and is now collecting that debt themselves or by using other debt collectors. If the debt collector is contacting you for payment on a debt, there …
Debt Collection: Know Your Rights - Federal Trade Commission
Most legit debt collectors follow the rules, but bad debt collectors don't. They break the law. So if you get a call like this-- --If you don't pay, we will have you arrested and deported. Or this-- - …
Debt collection know your rights - Consumer Financial Protection …
Dec 28, 2022 · Learn about debt collection, harassment, and more.
Debt Collection - Federal Trade Commission
Jun 24, 2025 · The report recommended that government, industry, and others adopt significant reforms. View the debt collectors banned, by federal court orders, from participating in the …
Debt collection basics - Consumer Financial Protection Bureau
Dec 28, 2022 · Learn about debt collection, harassment, and more.Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is …
Understand how the CFPB’s Debt Collection Rule impacts you
Nov 30, 2021 · The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.
Debt Collection - Federal Trade Commission
The Fair Debt Collection Practices Act protects consumers from abusive or harassing treatment by debt collectors and establishes guidelines for the industry. Is your company complying with …