Dec 24, 2025 · Bankrate can help you stay up to date on current interest rates for federal and private student loans.

Dec 30, 2025 · Student loan rates have held steady going into the last week of the year. As of December 30, 2025, private student loan lenders are offering fixed rates as low as 2.75% APR …

Jul 1, 2025 · All interest rates shown in the chart above are fixed rates. A fixed rate will not change for the life of the loan. If your loan was disbursed before July 1, 2025, you likely have a …

Dec 29, 2025 · These loans can have fixed or variable rates; fixed rates never change, while variable rates can fluctuate over time, depending on market conditions. Currently, fixed rates …

Dec 18, 2025 · Federal student loans are fixed and determined by a formula set by Congress. Private student loan interest rates depend on market factors, individual lender criteria and your …

Getting a low rate on a student loan can save you thousands of dollars over the course of your loan term. That’s why we set out to find the best lenders offering the lowest rates.

5 days ago · As of January 2026, Credible, a student loan marketplace, listed fixed rates starting at 2.75% and variable rates starting at 3.07%. As of Q4'24, total outstanding federal student …

Jun 12, 2025 · Below, we’ll explore the best fixed-rate student loans and the pros and cons of fixed-rate loans versus variable-rate loans. Why do lenders offer student loans with a fixed …

Aug 1, 2025 · See current student loan interest rates for federal student loans, private student loans and student loan refinance, plus get tips for lowering and repaying student loan interest.

Dec 9, 2025 · Fixed rate student loans provide predictable payments for easier budgeting. Learn the pros and cons to see if locking in your rate is the right choice for you.