Montecito Bank and Trust is a locally owned community bank dedicated to serving individuals, businesses, nonprofits, and Wealth Management clients across California's Central Coast.

Montecito Bank & Trust does not charge fees for the use of any MB&T or non-MB&T ATMs. In addition, we reimburse you for ATM and point of sale (POS) fees charged by third parties if the …

Montecito Bank & Trust does not charge fees for the use of any MB&T or non-MB&T ATMs. In addition, we reimburse you for ATM and point of sale (POS) fees charged by third parties if the …

Montecito Bank & Trust's Online Banking is powerful and user-friendly, giving you the control to manage your accounts from anywhere you're connected. Whether you prefer to bank from …

On March 17, 1975, a group of local businessmen started the Bank of Montecito with a singular vision - building a local bank committed to serving the needs of the community. What they …

© 2026 Montecito Bank & Trust. All Rights Reserved.Equal Housing Lender

Making it easy for you and your employees to access your business finances online. Business Online Banking provides powerful performance in a user-friendly design. We offer multiple …

Mesa Branch 2034 Cliff Drive Santa Barbara, CA 93109 ATM Driving Directions Schedule Appointment Montecito Branch 1106-A Coast Village Rd. Montecito, CA 93108 ATM | Drive …

Need to reach a banker? We offer several ways to connect. Pick the one that works best for you!

Downtown Santa Barbara; 1000 State Street, Santa Barbara, CA 93101; lobby: Mon-Fri, 9am-5pm, ATM: 24/7